Becoming Your Own Banker
Learn How to Become Your Own Banker
Learn how to turn your liabilities into assets just like the banks do!
Why is it important to know how banks work?
Banks are the only institutions in our financial system that have the unique ability to turn liabilities (loans) into assets (deposits). This allows them to maximize the efficiency of their capital and create money from nothing. What if you could do the same thing for your own benefit.
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Maximize the efficiency of your financial system
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Financing your purchases can be profitable if you’re on the right side of interest
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Recaptures money you’re already planning on spending and puts it back to work for you
Our Process
Live the lifestyle you want to live without sacrificing your financial future. After we gain an understanding of where you are now and where you want to be, we can help you fix the "leaks" in your financial system and reposition it to be function as a moneymaking vehicle for you.
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Identify the wealth transfers
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Reallocate wealth transfers to your tax-advantaged banking plan
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Efficiently use your banking plan to finance all future expenses in a smarter way
What do I need to become my own banker?
All you need is an open mind to learn how to select and fund a participating whole life insurance policy so you can use all of its features to your benefit. Working with a knowledgeable financial advisor ensures the strategy is tailored to your financial goals. This approach empowers you to create a sustainable, tax-advantaged personal banking system.
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Be willing to learn how to use the system to its full capabilities
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Select the right company, the right product, and the right product design
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The more you use it, the more profitable it becomes
How will QX Financial help me become my own banker?
QX Financial has a track record of successfully implementing banking designs for many families, businesses and individuals just like you!
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We learned directly from Nelson Nash, the father of the Be Your Own Banker concept
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We will help you choose the right company and the right product for the job
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Annual reviews will mean your plan can grow and adjust with all of your life changes
What our clients are saying
Discover how QX Financial professionals have transformed the lives of our clients.
My old financial advisor always told me that achieving higher rate of return was always the goal. When I met the team at QX Financial I started to understand that, when it comes to a successful retirement, it is not about the rate of return but about the rate of withdrawal. I do not have to take more risk in order to have more income in retirement!
Salvador
Real Estate Agent
For me it was all about service. When you work with big companies, they never call you back or it takes forever to get something done. I love the fact that I can call, text, or email my advisor directly and I always hear back. That was important to me.
Judy
Current Retiree
The team at QX Financial helped me understand the true cost of my student loans. Now I know that most young people become “debt-free and broke” when using traditional methods. I do not have to be one of them. I have found another way.
Stephen
Attorney at Law
Financial companies are always selling new hot thing and always pushing an agenda. But these guys always listened to me and did what they said they were going to do. That was enough for me.
Robert
Satellites Engineer
QX Financial provides comprehensive financial planning, insurance services, investment strategies, and specialized coaching. Our goal is to help you build wealth, secure your future, and achieve financial freedom.
We offer personalized retirement planning services, including tax-free retirement strategies, annuities, and portfolio management. Our approach focuses on maximizing your savings, minimizing taxes, and ensuring a secure and prosperous retirement.
Rolling over an old 401(k) into an annuity can provide guaranteed income for life, protection against market volatility, and potential tax advantages. Our team will help you evaluate your options and choose the best strategy for your retirement goals.
Getting started is easy. Simply contact us to schedule a complimentary consultation. During this meeting, we'll discuss your financial goals, assess your current situation, and develop a personalized plan to help you achieve financial success.
Yes, you can easily schedule a meeting with one of our experienced financial advisors. Visit our Contact Us page to book a consultation at your convenience.
Yes, we offer virtual financial planning services to accommodate your busy schedule and provide convenience. Our advisors are available for video consultations and online support.
During your first consultation, we will discuss your financial goals, review your current financial situation, and outline a personalized plan to help you achieve your objectives. It's an opportunity to get to know each other and establish a foundation for a successful partnership.
Studies have shown that those who work with a financial professional have more adequate asset allocation, a higher rate of return, and more appropriate levels of liquidity than those who do not. Since we know most financial results are driven by behavior, having a financial “coach” prevents clients from making decisions that look sound in the short-term but may actually be destructive in the mid- to long-term.
Our focus is YOU. We don’t pedal products for the sake of product popularity or for the highest commissions. Our obsessive focus is YOUR goals and objectives and to make sure you are in the best position possible to have your goals and dreams become a reality.
Yes, we do! We work with both business owners/partnerships as well as individuals and families.
We get compensated in two main ways. If there is a product or solution that is required to accomplish your financial objectives, most of the time our product providers will provide us with a commission for providing that product to you. If that is not the case, the client will be billed for services rendered.
Yes! We are licensed and bonded in many states across the United States. You can find our articles of incorporation on the California Secretary of State website and our licenses are available with the California Department of Insurance (or with the Insurance Commissioner of your state).
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"Effective capital creation and accumulation is the key to real financial freedom."
Yanko Castro
Founder & CEO
